“Phishing” Email Scams- Don’t Make any Online Payments until Reading This Post

Email scammers are getting craftier by the minute. Until recently, almost all of the email scams bombarding our inboxes were obviously just blatant lies. Some classic examples of prehistoric email scams include the following…

  • A Sob story begging you to send money for someone that you have never heard of, who is in dire straits. In actuality, these are more than likely just con artists who know how to tug at heartstrings.
  • An email from your friend who went on a trip to a faraway place and got stuck without any money because their wallet was stolen or lost. These scam emails always include a request not to try to get in touch with anyone else that knows the sender because of some phony baloney another. By now, everyone knows not to send money, but rather to call up your friend, and tell him or her that someone has hijacked their email account and is trying to rip off his or her loved ones.
  • Your long lost relative whom you have never heard of, and is from a country that you didn’t know existed, has died and left you their whole trillion dollar estate, and you just need to send a small fraction of the value of the inheritance in order to receive it.

The list goes on and on, but everyone has gotten wise to these crude and old-fashioned schemes since the first time they opened up their inbox and wondered if that email might really be true.

I have to give it to them, the con artists have gotten much better since the olden days of email scams. Today there is a new, and much more slippery, trick that the scammers have invented, and it’s called “Phishing.”
A phishing email claims to be from a well-respected company such as PayPal, your bank, or the IRS, and it often includes a realistic looking logo and professional background to boot. A phishing email is much less noticeable than most scam emails because it never asks you to actually send any money.
The claimed goal of a phishing email is either to inform you of something that is urgent about your account, to perform a routine check-up for record keeping purposes, to inform you that someone was trying to sign into your account, or something of the like. The phishing email will then request, in a professional and dry manner, that you either sign into your account or provide certain details about yourself “for verification purposes.” Of course, within the text of the phishing email a link to another website is provided, seemingly for your convenience. Clicking on the link will send you strait to a sight that looks very similar, or identical, to the site that it claims to be. If you sign into that site with your sign-in information, or provide any other sensitive financial information, you will have, in effect, given the con artist access to your account.
If you do receive a phishing email the next step is to immediately report it to the FBI, the Federal Trade Commission, or your states attorney generals office.

Scott Hersh is a business blogger for BCAblog.com the official blog of BusinessCashAdvance.com, leaders in merchant financing.

 

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Comments

  1. piracetam
    Twitter:
    says:

    Thanks to share a good information about email scammers.
    piracetam’s recent post ..Nanogen Daily Volume ConditionerMy Profile

  2. Jacko
    Twitter:
    says:

    Very sharp website good post.

    I am shocked at how many issues there are with our information security even in 2012.

    Who knows what is going on these days.
    Jacko’s recent post ..Make a splash onlineMy Profile

  3. aufa
    Twitter:
    says:

    Thank you,,I always receive an email that contains a business with huge income. those businesses offer that can get the highest millions of dollars in a short time. It is difficult to distinguish which one an affiliate program and which one is a scam
    aufa’s recent post ..Learn Google Adsense to Monetize a BlogMy Profile

  4. Ellie
    Twitter:
    says:

    Enjoyed your article on phishing and email scams. I am not into internet marketing; but, merely looking for ways to popularize my new site on anxiety attacks. I intend to be in email contact with visitors to my site but want to do so in a manner not abtrusive or ‘scammy’. Thank you :)

    Ellie
    Ellie’s recent post ..Symptoms of PanicMy Profile

  5. NewsReporter
    Twitter:
    says:

    Most of peoples believe these type of emails are real one and become victim. This article will help them to understand about scam mails.

    You can report spam/scam mails at @ehackingnews.com .
    NewsReporter’s recent post ..Facebook open Registration for Facebook’s 2012 Hackers CupMy Profile

  6. marocannonces
    Twitter:
    says:

    yes i see what are you talking about, i also suffer of this email scamers and my users ,
    i do my best to stop it on my site,
    thanks sharing this informations

  7. Hey Scott,

    Email scammers are definitely getting more craftier in how they scam people. I haven’t fell victim to a phishing email as of yet but it’s good to know the steps I can take to handle the situation. This is the reason why I don’t even open emails if you’re not a family or friend. Thanks for sharing.
    John@Beginner Guitar Lessons’s recent post ..Fundamental Classical Guitar Lessons For BeginnersMy Profile

  8. Anna says:

    Thanks for all these advice. When I saw your title, I could help but reading it! And honestly how can be such email scammers….we are not safe anywhere we go, especially in the internet space:(
    Anna’s recent post ..dentists in londonMy Profile

  9. Google warns you anytime an email sender is suspected of phishing. Pretty cool feature. This scamming method is becoming more popular i’ve noticed and email providers are doing a lot to help prevent it which is good.
    Chris @ Homes For Sale Austin’s recent post ..How To Purchase Owner Financed Homes in Austin TexasMy Profile

  10. wholly cow! that is kinda scary. Thank for the post.
    trailers in jackson wy’s recent post ..Hello world!My Profile

  11. Errich says:

    Thanks for the help and the warning you gave us here…
    Errich’s recent post ..Article Writing Tools ReviewMy Profile

  12. vishvast
    Twitter:
    says:

    hello
    thnx for sharing it with us really to prevent urself frm these scams we need to read this post thnx for share nice post
    vishvast’s recent post ..Ghost Rider: Spirit of VengeanceMy Profile

  13. joyce says:

    Thanks a lot for sharing this inspiring post..I really appreciate it..
    joyce’s recent post ..Student Insurance AdviceMy Profile

  14. I’m still so surprised that people can still fall for any email phishing scams in this day in age.

    However it’s nice to see people out there still willing to arm people with the knowledge they need to avoid such scams! Keep up the good work.

    Thought i’d link you to a related article I wrote myself. The scams mentioned therein still screw people out of millions every year so hopefully people visiting this page can benefit, or maybe some of the tips therein can feature in one of your future pieces?

    http://euromillions.com/lottery-email-scams

    Let me know your opinion :) !

  15. Thanks a lot for sharing this post, I think that all people who will read it, will have an opportunity to prevent themselves from scams
    BuySellWordPress’s recent post ..WordPress ThemesMy Profile

  16. Quite familiar emails. I even laughed at the email stating that I received an inheritance and that I have to send some dollars to someone immediately. Right now I just don’t read emails that are obviously spams and scams.

  17. Toby Hanks says:

    Thanks for sharing, now it’s easier to me to avoid scams
    Toby Hanks’s recent post ..VIDEO/ CAZINJANI I U 2012. UŠLI SA SJAJNIM SKEČEVIMAMy Profile

  18. k.roshan says:

    i agrre on that, there are manyy scam on internet and people should be aware of such scam on internet and should be safe while making any transaction, nice post…
    k.roshan’s recent post ..Google+, the latest buzz in social media marketingMy Profile

  19. If you have any sort of concern for your account or think that there may actually be something wrong with it, don’t be afraid to check. Instead of clicking on the link in the email, though, just open your web browser and go to the real website and log in from there. If there are any issues, they will generally have some sort of alert for you once you are actually logged in.

  20. Ginseng says:

    Hi,

    Nice that you share this article. A fried of me was a victim of such a e-mail. He ist no good with Computer and so he click an such an e-mail and than the problem was big. We had to reinstall the windows. After may friend was attackt by hacker i’m very carefully with mails from a sender i dont now.

  21. Peter Lee
    Twitter:
    says:

    Yeah I received a few of these emails before but I never bothered to even open them, I deleted them straight away!
    Peter Lee’s recent post ..Educational Computer GamesMy Profile

  22. Good post. I think everyone that gets these things needs to send them to the right people so we can hopefully get ride of these. I doubt we will but I like to try. I get probably 3-5 every day and I have gone so far as to add the IRS and FBI emails to my contacts so I can just forward them when I get them.
    Dallas Architects’s recent post ..Contact UsMy Profile

  23. Not just that these days there are fake emails targeting banking accounts. A typical email goes something like – “suspicious activity seen on your account. For security reasons change the password”. And of course, the destination site is not the real bank but a phishing site which captures username and password.
    Amanda Gordon’s recent post ..Industrial Vacuum CleanersMy Profile

  24. I clicked on the first phishing email in a long time today when I got an email from Google Adsense that wanted me to login to keep my account active. I didn’t login, but the email was fairly authenticate for someone that skims most emails.
    Steve @ 2011 Taxes’s recent post ..Important News On The 2012 Tax DeadlineMy Profile

  25. Thanks for sharing this information. once i was a sufferer of this scams. i paid in alertpay but the link identified as scam. my 20$ gone to water

  26. Gracie says:

    I think that all people who will read it, will have an opportunity to prevent themselves from scams..Nice sharing of post..
    Gracie’s recent post ..PPIMy Profile

  27. Blogdog says:

    Phishing scams aren’t always noticeable, especially if the sender claims to be from a website you’re used to visitng, like AdSense, Blogger, WoW wtc. Good post!

  28. Guldkit says:

    This is really scary! A friend of mine recently received an email like this, but thankfully he was suspicious enough to call his bank to confirm – of course, they knew nothing about this. Good on you for spreading the word!

  29. masita says:

    I often receive email from my friend. Similar contents as you write. But strangely, my friend did not feel sending the email. Is there a chance my friend’s email have been hacked?
    masita’s recent post ..Top 5 Free Apps Android Market on February 2012My Profile

  30. access doors says:

    Thanks for posting this information, the more people that are aware of these scams the better. The best rule of thumb in my opinion is simply to never give any personal info over email. If you think about it, why would anyone legitimately need you to do this? The answer is they wouldn’t. The only people who would ask for your passwords or credit cards are trying to scam you.

    Trevor

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